OnlyWay Mortgage · VA loans
VA Home Loans in Georgia
You served, and the VA home loan benefit is one way of saying thank you. It's one of the most generous home loan benefits available, with flexible down payment requirements and no private mortgage insurance. We'll help you use your benefit on a Georgia home you'll live in.
However you like to decide, start here.
- 01Bottom line firstSkip ahead: book a complimentary consultation and get a written plan.Book your consultation
- 02Show me what's possibleSee if va loans is the right fit for what you want next.Is it a fit?
- 03Walk me through itWhat we look at, step by step, so nothing catches you off guard.See the approach
- 04Give me the detailsCommon questions, answered plainly.Read the answers
Who it fits
A good fit when…
- Eligible Veterans
- Active-duty service members
- Eligible National Guard and Reserve members
- Certain surviving spouses
How we work
The approach.
- 01Your Certificate of Eligibility (COE)
- 02Credit history
- 03Income and monthly debts
- 04The VA appraisal of the home
- 05That you'll live in the home
Financing availability depends on the borrower, property, purpose, lender, program, and jurisdiction. All financing is subject to eligibility, underwriting, program guidelines, property review, and lender requirements. No approval, rate, term, savings, timeline, or closing result is guaranteed.
Questions
Plainly answered.
Do I need a down payment for a VA loan?
It depends on the price, the appraisal and your lender. The VA explains its down payment rules on VA.gov, and we'll walk you through exactly what you would need.
Is there mortgage insurance?
No. VA-backed purchase loans don't require private mortgage insurance (PMI) or mortgage insurance premiums. You may need to pay a one-time VA funding fee.
What is a Certificate of Eligibility?
A COE confirms for your lender that you qualify for the VA home loan benefit. You can request it online, through your lender, or by mail, and we can help you get started.
Can you guarantee approval or a rate?
No. Every loan is subject to the lender's review of your credit, income, assets and the home, and rates change daily. We tell you honestly what looks realistic before you spend time or money.
Residential mortgage services are offered in Georgia only.
Residential mortgage
Verify licensing at NMLS Consumer Access. Equal Housing Lender.
Equal Housing Lender. Clients are never required to use an affiliated or suggested service provider. You are free to choose your own lender, closing attorney, inspector, insurer, and other providers.
The right way forwardstarts here.
A complimentary, private strategy session. You leave with your numbers, a market brief and a timeline, whether or not you work with us.