OnlyWay Mortgage · Get pre-approved
Mortgage Pre-Approval in Georgia
A pre-approval tells you, and sellers, what you can realistically borrow. We gather the right documents up front, review your options in plain English, and help you walk into every showing knowing your number.
However you like to decide, start here.
- 01Bottom line firstSkip ahead: book a complimentary consultation and get a written plan.Book your consultation
- 02Show me what's possibleSee if get pre-approved is the right fit for what you want next.Is it a fit?
- 03Walk me through itWhat we look at, step by step, so nothing catches you off guard.See the approach
- 04Give me the detailsCommon questions, answered plainly.Read the answers
Who it fits
A good fit when…
- Buyers about to start touring homes
- Buyers who want a stronger offer
- Anyone unsure what they can afford
How we work
The approach.
- 01Income and employment
- 02Credit history
- 03Savings for down payment and closing costs
- 04Monthly debts
- 05The type of home and how you will use it
Financing availability depends on the borrower, property, purpose, lender, program, and jurisdiction. All financing is subject to eligibility, underwriting, program guidelines, property review, and lender requirements. No approval, rate, term, savings, timeline, or closing result is guaranteed.
Questions
Plainly answered.
What should I have ready?
Usually recent pay stubs, W-2s or tax returns, bank statements and a photo ID. Self-employed buyers typically need more. We will send a simple checklist for your situation. Please do not upload documents through this website.
Is pre-approval the same as final approval?
No. A pre-approval is based on an initial review. Final approval comes after the lender reviews the home, the appraisal and your updated information.
Will it hurt my credit?
A credit check is part of pre-approval. We will explain how and when your credit is reviewed before anything is pulled.
Residential mortgage services are offered in Georgia only.
Residential mortgage
Verify licensing at NMLS Consumer Access. Equal Housing Lender.
Equal Housing Lender. Clients are never required to use an affiliated or suggested service provider. You are free to choose your own lender, closing attorney, inspector, insurer, and other providers.
The right way forwardstarts here.
A complimentary, private strategy session. You leave with your numbers, a market brief and a timeline, whether or not you work with us.