OnlyWay Mortgage · Refinance
Refinance Your Mortgage in Georgia
A refinance should leave you better off, not just busier. We compare your current loan with realistic new options, including closing costs and how long it takes to break even, and we will tell you honestly if waiting makes more sense.
However you like to decide, start here.
- 01Bottom line firstSkip ahead: book a complimentary consultation and get a written plan.Book your consultation
- 02Show me what's possibleSee if refinance is the right fit for what you want next.Is it a fit?
- 03Walk me through itWhat we look at, step by step, so nothing catches you off guard.See the approach
- 04Give me the detailsCommon questions, answered plainly.Read the answers
Who it fits
A good fit when…
- Homeowners hoping to lower their payment
- Homeowners moving from an adjustable to a fixed rate
- Homeowners considering a cash-out refinance
How we work
The approach.
- 01Your current rate, balance and term
- 02Your home's estimated value
- 03Closing costs and the break-even point
- 04Your plans for the home
Financing availability depends on the borrower, property, purpose, lender, program, and jurisdiction. All financing is subject to eligibility, underwriting, program guidelines, property review, and lender requirements. No approval, rate, term, savings, timeline, or closing result is guaranteed.
Questions
Plainly answered.
When does refinancing make sense?
Usually when the monthly savings recover your closing costs well before you expect to sell or refinance again. We will run that math with you.
Can I take cash out?
Often, depending on your equity, credit and the program. We will show you the cost of cash-out compared with other options.
Residential mortgage services are offered in Georgia only.
Residential mortgage
Verify licensing at NMLS Consumer Access. Equal Housing Lender.
Equal Housing Lender. Clients are never required to use an affiliated or suggested service provider. You are free to choose your own lender, closing attorney, inspector, insurer, and other providers.
The right way forwardstarts here.
A complimentary, private strategy session. You leave with your numbers, a market brief and a timeline, whether or not you work with us.