OnlyWay Capital · Tennessee investor financing
DSCR Loansin Tennessee
Financing for Tennessee rental property, qualified mainly on what the property earns. OnlyWay Capital arranges business-purpose DSCR, fix-and-flip, bridge and commercial loans in Tennessee through national lending partners.
However you like to decide, start here.
- 01Bottom line firstSkip ahead: book a complimentary consultation and get a written plan.Book your consultation
- 02Show me what's possibleSee if dscr loans in tennessee is the right fit for what you want next.Is it a fit?
- 03Walk me through itWhat we look at, step by step, so nothing catches you off guard.Run the numbers
- 04Give me the detailsCommon questions, answered plainly.Read the answers
Investing in Tennessee
Where thedeals are.
FedEx is headquartered in Memphis, Vanderbilt University is in Nashville, and Fort Campbell straddles the Kentucky line near Clarksville.
- Nashville
- Memphis
- Knoxville
- Chattanooga
Rental coverage calculator
Run a Tennesseerental deal.
Estimated DSCR
1.22
Comfortable coverage. This is the kind of ratio lenders like to see.
- Monthly payment (PITIA)
- $1,973
- Monthly cash flow before other costs
- $427
- Loan amount
- $225,000
Estimate only, for business-purpose investment property, based on a 30-year amortizing loan and the example rate you set. It is not a loan offer or approval, and lenders calculate DSCR in their own ways.
Send us this dealLoan types
Financing in Tennesseefor every strategy.
Questions
Plainly answered.
Can I get a DSCR loan in Tennessee if I live in another state?
Yes. DSCR loans are business-purpose loans for investment property, so many investors finance Tennessee rentals from out of state. We confirm the lender options for your property before you spend time or money.
What does DSCR mean?
Debt service coverage ratio: broadly, the property's rent compared with its full monthly payment, including taxes, insurance and HOA. Each lender defines and calculates it in its own way. Try the calculator on this page.
Do I need an LLC?
Often. Many lenders prefer or require that the borrower be an LLC or corporation, and rules can differ by state. We'll explain what applies to your Tennessee deal.
Can a non-U.S. citizen get a DSCR loan in Tennessee?
Some of our lending partners offer foreign national and ITIN investor programs for investment property, each with its own requirements. See our foreign national investor loans page.
Is this available for a home I will live in?
No. These are business-purpose loans for investment and commercial property only.
Business-purpose financing is not available in every state. Some states require a license to arrange these loans, and each lending partner excludes certain states. We confirm availability for your property's state before you spend time or money.
OnlyWay Capital discussions concern business-purpose financing for investment and commercial property. They are not consumer mortgage offers and are not intended for owner-occupied residential financing.
Financing availability depends on the borrower, property, purpose, lender, program, and jurisdiction. All financing is subject to eligibility, underwriting, program guidelines, property review, and lender requirements. No approval, rate, term, savings, timeline, or closing result is guaranteed.
OnlyWay does not provide legal, tax, accounting, or investment advice. Consult your own attorney, tax professional, or financial advisor about your situation.
Your next Tennessee dealstarts here.
A complimentary, private strategy session. You leave with your numbers, a market brief and a timeline, whether or not you work with us.